Throughout Northumberland, numerous banks have shut down, leaving the last bank for miles available to local residents.

Cllr Terry Clark said: “In Amble, the last bank stands, serving not only as a financial institution but also as an employer to the community. Fortunately, despite the circumstances, we retain a post office capable of handling basic transactions like deposits and withdrawals.

“The loss of the bank signifies more than just the closure of a financial establishment; it marks the loss of one of the last externally accessible ATMs for residents. This raises concerns about the ability to spend cash in local shops and businesses. While card payments are widely accepted, the preference for cash persists, partly to avoid increasing bank fees.

“Various community and hub solutions have been explored throughout Northumberland and the UK. Yet, the personal touch of face-to-face interaction remains irreplaceable, especially for significant life events like purchasing a home.

“Time progresses, and banking habits evolve, leading some to question the relevance of physical banks. However, it’s crucial to continue accommodating and supporting those who rely on these services, ensuring they are not left behind in the name of progress. The complete disappearance of cash is a growing concern among both the young and the old.”